cornerback and his business partner are facing civil fraud charges .
they 're accused of reaping more than $ 31 million in a ponzi scheme .
the securities and exchange commission announced the charges monday against d. allen , susan daub and their capital financial partners investment firms .
allen , 36 , was a cornerback in the nfl from 2001 to 2012 , playing for the new york giants and the miami dolphins .
accused : daub , 54 , is a financial professional who also lives in florida , according to the sec that